Rick Hudson

SVP & ASST SEC, Commercial Banker
Mobile Phone

Office Information

Office Phone
16536 Bernardo Center Drive
San Diego, CA 92128

Areas Served

San Diego County

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree from the University of Southern California and my MBA from the University of San Diego with a concentration in Finance and New Venture Management. My career includes over 30 years in finance and banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with clients in the Commercial and Industrial space that are in the growth phase of the business cycle.

My spouse and I have been married for over 25 years. We are the proud parents of three sons, one in college, one almost in college and youngest one finishing elementary but all are very active in sports, either playing or coaching.

I am passionate about spending my spare time volunteering for youth athletics in our local communities. I have coached youth football, basketball and lacrosse for the past 15 years with a large portion of that time also as a Board Member. Currently, volunteering as Vice Commissioner for West Coast Conference Pop Warner while also being an Assistant Coach at 4th Grade and Varsity Lacrosse teams. As a family, we are very involved with lacrosse at the youth and high school levels with two players, two coaches and wife as Booster President, which involves a significant amount of time coordinating schedules but allows us to spend a lot of time together as a family.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Architectural Firms
Healthcare and Medical


University of Southern California (BS) & University of San Diego (MBA)

Community Involvement

Youth and High School Sports

Personal Interests

Sports, Family


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.