Philip Studer

VP, Commercial Banker
Mobile Phone

Office Information

Office Phone
5099 N Federal Hwy
Boca Raton, FL 33431

Areas Served

South Florida

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelor's degree from The University of Akron and my Master's degree (MBA) from John Carroll University. My career includes over 34 years in banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with clients in the Commercial, Industrial and Medical space that are in the growth phase of the business cycle.

My wife, Joanne, and I have been happily married for 36 years and are the proud parents of a daughter living and working in Washington DC and a son living and working in Los Angeles.

Personally, I am passionate about creating wonderful, lifelong experiences and memories and discovering exciting new destinations with my family through our shared love of travel. Professionally, what gets me excited and energized every day is adding value to my clients. By developing creative and outside the box solutions, I help them achieve not only their professional but also their personal goals. There is nothing more gratifying and fulfilling to me than making a real and significant difference in the lives of my clients through my counsel and guidance.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Government / Municipal
Professional Services Companies (Law Firms, Accountants, Engineers)
Real Estate and Property Management


Undergraduate Degree from The University of Akron, MBA from John Carroll University

Community Involvement

10+ year volunteer with George Snow Scholarship Fund

Personal Interests

Traveling both internationally and domestically, fitness and family


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.