Mark Stone

SVP, Manager of Commercial Banking Western North Carolina Area
Mobile Phone

Office Information

Office Phone
108 Patton Avenue
Asheville, NC 28801

Areas Served

13 most Western Counties in North Carolina

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree from UNC Wilmington with a concentration in Finance. My career includes over 30 years in banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with clients in the Commercial, Healthcare, CCRC, Gaming and Industrial space that are in the growth phase of the business cycle.

My spouse, Margaret and I have been married for 32 years. We are the proud parents of a daughter who is currently in a graduate program at UVA..

I am passionate about spending my spare time volunteering with various organizations. Margaret and I enjoy traveling in the States and overseas as well as waterfall hikes in Western North Carolina and time at the beach.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical
Manufacturing (Plastics, Metal, Rubber, Textiles)
Professional Services Companies (Law Firms, Accountants, Engineers)

Community Involvement

Over my year in banking I have been involved in many boards and volunteer organizations. I'm currently a board member on the Pardee Hospital Foundation as Chair of Major Gifts and the Finance Committee at First United Methodist Church in Hendersonville.

Personal Interests

Enjoy any activities in the beautiful mountains of Western North Carolina from kayaking to fishing.


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.