Kristen Charles

VP, Commercial Insurance Manager
Mobile Phone
phone

Office Information

Office Phone
phone
128 S. Tryon Street
Charlotte, NC 28202
US

Get to know me

First Citizens Insurance Services is built on over 100 years of risk management and insurance experience, enduring values and loyalty to our customer and business relationships. Insurance is a key tool in allowing our customers to accept and transfer risk so that they can grow their businesses and their family’s financial success. We are trusted partners in this endeavor, specializing in assessing risk and protecting the people, businesses and communities we serve, from the unexpected. Our experienced teams will listen to your needs, review coverage and make recommendations to provide you with comprehensive and competitively priced suggestions.

My insurance background started over 20 years ago in Property & Casualty space working with commercial clients. I enjoy working with clients in Manufacturing, Artisan Contracting Industry and Cyber coverage. My spouse, William and are have one child. Often times you will find me spending time outside and talking long walks.

Our Approach

We work with businesses to help them better understand how a potential loss within their business could impact them financially. Our Commercial Risk Advisors consult with decision makers to design an insurance program that helps control the true cost of risk, not just the premium; obtain a balance between coverage and pricing; and provide a suite of value-added services to match the needs of the client.

Niches

Manufacturers
Cyber Liability
Artisan Contractors

Hobbies/Interests

Gardening and being outdoors

Resources

Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.