Stephanie Bailey

Business Banker , VP
Mobile Phone

Office Information

Office Phone
539 North Main Street
Hendersonville, NC 28792

Areas Served

Hendersonville and Henderson County NC

Get to know me

As a First Citizens business banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my bachelor's degree with a focus in Business Administration and Law, as well as my Masters in Business Administration from Western Carolina University. My career includes over 20 years in banking with the majority of that time spent in the Commercial banking space.

My spouse, Daniel, and I have been married for 20 years, and are natives of Henderson County. We are the proud parents of two children, a daughter attending the University of North Carolina at Chapel Hill, and a son in high school.

I am passionate about building relationships, serving our community, and spending time with family and friends.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical
Machine Shops


Western Carolina University

Community Involvement

Rotary International


Time with family, travel, sports


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.